Our funds aim to deliver long-term financial returns
Our objective is simple: to deliver long-term financial returns, in exchange for taking on an appropriate level of risk.
The five funds making up our core funds range cater to a spectrum of different risk preferences.
Building an appropriate mix of assets to achieve your goals
The mix of investments used in our funds showcases our expertise in selecting a range of different asset types. This includes investments intended to diversify risk (such as developed world government bonds), as well as those focused on driving financial returns (such as global shares).
Dynamically selected asset blends to match chosen risk and return levels
Source: Handelsbanken Wealth & Asset Management
Four of our five core funds take a ‘multi asset’ approach, which means that they invest in a blend of financial asset types, from shares and government bonds to ‘alternative’ assets.
Our lower risk multi asset funds include a greater proportion of lower risk assets like bonds:
Defensive fund
The Defensive multi asset fund is our lowest-risk strategy, and is therefore best suited to investors with a very low appetite for risk within their portfolio. Investing in a lower-risk blend of assets, it contains a high proportion of traditionally ‘safer’ asset types (like bonds), with a much lower allocation to riskier asset types (like shares and ‘alternative’ assets).
Cautious fund
The Cautious multi asset fund takes a relatively low-risk approach to investment, and is best suited to investors with a limited appetite for risk within their portfolio. Investing in a lower-risk blend of assets, it is somewhat weighted towards traditionally ‘safer’ asset types (like bonds), with a fairly low allocation to riskier asset types (like shares and ‘alternative’ assets).
Our higher risk multi asset funds include a greater proportion of higher risk assets like shares (equities):
Balanced fund
The Balanced multi asset fund is best suited to investors willing to take on some risk within their portfolio in exchange for improved potential financial reward. The Balanced fund tends to invest in a blend of all major asset types, from shares and government bonds to ‘alternative’ assets.
Growth fund
The Growth multi asset fund takes a higher-risk approach to investment, and is best suited to investors willing to take on additional risk within their portfolio in exchange for greater potential financial reward. The Growth fund invests in a higher-risk blend of assets. It is substantially weighted towards riskier asset types (like shares and ‘alternative’ assets), with a lower allocation to traditionally ‘safer’ asset types (like bonds).
Our fifth core fund is also our highest risk approach. This is designed for our most pro-risk investors, and focuses exclusively on shares (equities):
Adventurous fund
The Adventurous multi asset fund is our highest-risk strategy, and is best suited to investors willing to take on an elevated level of risk within their portfolio in exchange for high potential financial reward. The Adventurous fund is fully invested in global stock markets, with no allocation to traditionally ‘safer’ asset types like bonds.